Tender Details

Country: Ghana
Summary: Development and Pilot of a Digital Savings Solution to Promote Financial Inclusion and Decent Work in Ghana
GHT Ref No: 124357564
Deadline: 12 Sep 2025
Financier: International Labour Organization
Purchaser Ownership: Government
Tender Value: Refer Document
Notice Type: Tender
Document Ref. No.: Rf RFQ 100626 GHA
Purchaser's Detail:
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Description:
In Ghana, cocoa producers, artisanal small scale gold miners, and migrant workers—especially in rural communities—face persistent deficits in decent employment opportunities, adequate income, and financial inclusion. These vulnerabilities are exacerbated by informality, weak integration into formal markets, climate risks, and social protection gaps. Financial exclusion is both a symptom and a driver of these challenges. Without access to safe and affordable financial services, households are unable to build assets, cope with shocks, or invest in their livelihoods.Digital savings solutions offer a transformative opportunity to address these risks by providing vulnerable households with a secure mechanism to accumulate funds, smooth income variability, and plan for essential expenses such as school fees, healthcare, or agricultural inputs. The successful institutions will be required to conduct targeted rapid needs assessment, Design and development of an innovative digital saving solution, develop a marketing strategy and roll-out plan, Awareness-raising materials, Digital saving (Minimum Viable Product): a solution ready to be offered to the targeted beneficiaries, and produce quarterly report on the solution's performance indicators, progress, challenges and learning.
Documents:

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Development and Pilot of a Digital Savings Solution to Promote Financial Inclusion and Decent Work in Ghana - Ghana Tender

The INTERNATIONAL LABOUR ORGANIZATION (ILO), a Government sector organization in Ghana, has announced a new tender for Development and Pilot of a Digital Savings Solution to Promote Financial Inclusion and Decent Work in Ghana. This tender is published on GhanaTenders under GHT Ref No: 124357564 and is categorized as a Tender. Interested and eligible suppliers are invited to participate by reviewing the tender documents and submitting their bids before the deadline on 2025-09-12.

The estimated tender value is Refer Document, and full details, including technical specifications and submission requirements, are provided in the official tender documents. Ensure all submissions meet the criteria outlined to be considered for evaluation.